Decennale insurance and APE codes
We have just registered under 43.12A Travaux de terrassement courants et travaux préparatoires. We are trying to get insurance and the insurance broker we are using says it’s a legal obligation to have assurance décennale for terrassement because it’s construction. So…
Does everything in section F (construction) of the APE/NAF codes require the décennale insurance?
Is décennale insurance specific to certain codes regardless of the actual work you do under that code?
I explained that we don’t do foundation work for structures like houses. We dig trenches for people for drainage/new pipes etc or landscaping work like moving soil to create patches of level ground for a seating area or even just flower beds, that sort of thing. The code we have was recommended by the CMA and I thought they told us at the time that we wouldn’t need this extra very expensive insurance.
Thanks